Deposit Products

Checking Accounts

Compare Our Checking Options
Account TypeCharter CheckingNOW Checking

Account Description

Charter Checking is a free, basic checking account for customers looking for an account with unlimited check writing and no monthly fees.

This interest-bearing checking account is for customers who maintain a higher balance and want to earn interest on their funds.

Minimum Opening Deposit

$50.00

$300.00

Minimum Balance

No minimum balance requirement

$300.00

Service Charge

No monthly service charge

Avoid $15.00 monthly service charge if minimum balance is maintained

Interest

N/A

Rates tiered according to your daily balance

 

Additional Features

  • Starter box of Premier Bank checks are free
  • Unlimited Check Writing
  • Monthly Statements and eStatements are available
  • Online Banking
  • Bill Pay
  • Starter box of Premier Bank checks are free
  • Unlimited Check Writing
  • Monthly Statements and eStatements are available
  • Online Banking
  • Bill Pay

Savings Accounts

Compare Our Savings Options
Account TypeRegular SavingsPremier Money Market

Account Description

A regular savings account is the easiest way to start saving for the future, whether it be for an emergency, vacation or teaching children the value of saving money.

The money market account is our highest-earning savings account and is suited for our customers who maintain higher balances.

Minimum Opening Deposit

$50.00

$5,000.00

Minimum Balance

$50.00 (unless under 18 years of age)

$5,000.00

Service Charge

Avoid $3.00 monthly service charge if minimum balance is maintained (waived if customer is under 18 years of age)

N/A

Interest

Rates tiered according to your daily balance

Rates tiered according to your daily balance. No interest is accrued if balance falls below minimum balance of $5,000.00 

Additional Features

  • Monthly Statements and eStatements are available
  • Monthly Statements and eStatements are available
  • Check Writing Privileges and Pre-authorized withdrawals (6 per statement cycle)

Certificates of Deposit

Invest your funds in a Certificate of Deposit with quality competitive rates in terms ranging from 3 months to 36 months.

  • Call for current rates
  • Minimum balance is $500.00
  • Rates tiered based on certificate amount
  • Penalties may apply for early withdrawal

Certificates of Deposit Specials

Premier Bank may have special offers on our Certificates of Deposit. Please contact us to check our current specials. Penalties may apply for early withdrawal.

Retirement Accounts

Compare Our Retirement Options
Account TypeIRA Variable SavingsIRA Certificates of Deposit

Account Description

A great way to start saving for your retirement or to keep your retirement funds easily accessible.

This is an effective investment tool to prepare for your retirement years. You can be assured that your retirement savings will never decline in value.

Traditional IRA

Tax deferred

Tax deferred

Roth IRA

Tax-free distributions

Tax-free distributions

Minimum Opening Deposit

$50.00 

$500.00

Minimum Balance

$50.00

$500.00

Interest

Rates are tied to the Premier Bank base lending rate. Interest compounded monthly.

Rates tiered for higher balances

Additional Details

N/A

  • Terms available are 7, 12, 24, & 36 months
  • Penalties may apply for early withdrawal

Health Savings Account

HSAs are tax exempt custodial accounts established exclusively for the purpose of paying qualified medical expenses for you and your family while earning a competitive interest rate.

  • Tax exempt custodial accounts designed for high deductible health plans
  • Rates are based on the beginning tier of Premier Bank money market index
  • Monthly statement
  • Checks issued to the account holder for a nominal fee to be used for qualifying medical expenses
  • Check writing privileges & pre-authorized withdrawals
  • Shazam debit card access
  • Contributions can be made at any time during the tax calendar year (April 15 for previous year contributions)

 

Shazam Bolts App Shazam Bolts Logo
  • Automatically receive email alerts about your card transactions
  • Check your balance
  • Turn on and off your card without affecting previous transactions if your card is stolen or is temporarily misplaced

Download the Shazam Bolt application for free from iTunes®.

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